How evenly do you split it and how often does it work? You might lose 35% of your stock portfolios value in one year. So much work down the drain. Know this too: its possible you may not have a loss at all, assuming your money is still invested. Internal Revenue Service. Questions edited for brevity and clarity. This is my dream to do this, and how can I be like failing?". Since 2003, my strategy has been to take some gains and convert them into real estate. (d=a.next()).done;)e.push(d.value)}catch(l){var f={error:l}}finally{try{d&&!d.done&&(c=a["return"])&&c.call(a)}finally{if(f)throw f.error;}}return e}function k(a,b,c){if(c||2===arguments.length)for(var d=0,e=b.length,f;d